Create the Outdoor Life You’ve Been Dreaming Of
With easy financing through our trusted partner, HFS Financial
Because the best time to love your backyard is now
At O’Neill Landscape Group, we believe your outdoor space should support the life you want to live, whether that means peaceful mornings on the patio, weekend cookouts with friends, or simply having a place that feels like home the moment you step outside.
Big dreams deserve the right support. That’s why we’ve partnered with HFS Financial to offer straightforward financing options that help you move forward with confidence. No delays. No compromises. Just a smart way to invest in a space that brings joy, beauty, and long-term value.
Why Our Clients Choose to Finance
Life doesn’t always wait for the perfect moment, and your outdoor transformation doesn’t have to either. Financing allows you to:
Start now, pay over time
Build exactly what you want without scaling back
Add meaningful upgrades while staying in control of your budget
Free up cash for other priorities without putting your plans on hold
With our HFS partnership, financing your landscape project is fast, simple, and designed with your needs in mind.
What HFS Offers You
Whether you're planning a full design/build project or seasonal enhancements, HFS makes it easy to finance your project without delays, equity requirements, or added stress.
Up to $500,000 in funding
No matter the scope, you have the flexibility to build it your way.100% Personal Loan
No home equity needed. No appraisals. No hidden hoops.Direct-to-Consumer Funding
You stay in control, start to finish.Fast Pre-Qualification
Apply online in minutes with no impact to your credit score for initial rate check.Flexible Terms & Low Monthly Payments
Designed to fit your lifestyle and your long-term plans.
What Can Be Financed?
From big transformations to thoughtful upgrades, financing can help bring every part of your dream landscape to life.
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Landscape Design & Consultation
Project Planning & Engineering
3D Renderings & Visualization Tools to Help You See the Vision
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Outdoor Kitchens & Built-In Grills
Fire Pits & Outdoor Fireplaces
Covered Patios, Pergolas & Lounge Areas
Landscape Lighting (including app-controlled and color-changing)
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Inground Pools & Spas
Custom Water Features (bubblers, fountains, sheer descents)
Pool Decks & Surrounding Hardscapes
Pool Drainage & Lighting
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Paver Patios, Walkways & Driveways
Retaining & Seating Walls
Custom Stairs & Entryways
Drainage Systems (French drains, dry creek beds, grading)
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Sod Installation for Instant Green Lawn
Artificial Turf for Low-Maintenance Play or Pet Areas
Seasonal & Perennial Plantings
Bed Redesigns & Native Gardens
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Landscape Maintenance Packages
Seasonal Enhancements & Refreshes
Irrigation Upgrades & Smart System Installs
If it’s part of your project with O’Neill, chances are it’s eligible for financing. We’ll help you make the most of it, whether you’re building in phases or going all in from day one.
How to Get
Started
Click below to begin your application
Check your rate with no credit impact
Review your options and choose what works for you
We’ll coordinate directly with you to bring your project to life
Finance Your Outdoor Project Today
Questions?
We're Here.
If you’re curious about financing or want help deciding what makes sense for your family, our team is happy to walk through it with you. When you’re ready to move forward, we’ll be right here to support you.
